Elevare Consulting Group
Elevating Lives.
Building Wealth.
Creating Legacy.
We don't just improve credit — we elevate financial futures. Personal coaching and business launch support that moves you from financial survival to financial freedom.

From financial survival to financial freedom.
Est. by Yasharia Francis
Tiered Advisory
Select your starting point.
Every engagement is designed to build on the last — a staircase, not a leap.
Credit Review
A comprehensive line-by-line audit of your credit profile with a clear, plain-language action plan.
- —Tri-bureau report walkthrough
- —Score factor breakdown
- —Dispute strategy roadmap
- —30-day action checklist
Debt Planning
A structured plan to eliminate debt using proven payoff strategies tailored to your cash flow and goals.
- —Full debt inventory & interest audit
- —Snowball, avalanche, or hybrid payoff plan
- —Monthly payment timeline
- —Savings-while-paying strategy
Budgeting Planning
A tailored money management and savings plan built around your income, lifestyle, and goals.
- —Cash-flow analysis
- —Custom monthly budget
- —Savings & emergency fund plan
- —Debt payoff prioritization
Business & Debt Solutions
Launch a business. Conquer debt.
Debt Disputing
Hands-on support disputing inaccurate or unverifiable debts, with creditor correspondence and monthly follow-through.
- —Dispute letter drafting & review
- —Creditor/bureau correspondence tracking
- —Monthly progress check-ins
- —Strategy adjustments as responses arrive
Financial Strategy Session
A deep-dive strategy session covering wealth building, goal planning, and generational funding.
- —Long-term wealth roadmap
- —Debt-freedom timeline
- —Kids funding & legacy plan
- —Follow-up accountability notes
Business Setup
From idea to registered entity — we help you launch a business with the right financial foundation.
- —Business idea clarity session
- —Entity type guidance
- —Starter financial checklist
What We Cover
Eleven pillars of a rebuilt financial life.
Financial Education
Understand how money, credit, and wealth actually work — without jargon.
Budgeting Coaching
Build a budget that fits real life and actually gets followed.
Money Management
Systems for spending, saving, and tracking that quietly compound.
Savings Plans
Emergency funds, sinking funds, and goal-based savings you can automate.
Debt Payoff Strategies
Snowball, avalanche, and hybrid plans mapped to your numbers.
Debt Disputing
Challenge inaccurate debts with professional support and tracking.
Credit Education & Review
Know your score, your rights, and how to move the needle.
Wealth Building
Move from paycheck stability to durable, long-term wealth.
Goal Planning
Turn 'someday' into a dated, funded, tracked plan.
Kids Funding
Start early — college, custodial accounts, and generational habits.
Business Setup
Turn your idea into a registered, financially sound business.

Leadership
Guided by Yasharia Francis.
Elevare Consulting Group was built on a simple conviction: financial literacy is the foundation of freedom. Under Yasharia's leadership, our clients don't just learn concepts — they build the habits, systems, and businesses that carry across generations.
Meet Yasharia →Begin